This response responds to a question from a
blog reader.
The True Currency of Heaven: Grace at the
Cross, Faith in Christ, and the Watermark of Obedience
Some of the
most sobering and most liberating passages in Scripture sit side by side:
- “Not everyone who says
to Me, ‘Lord, Lord,’ will enter the kingdom…” — Matthew 7:21
- “Everyone who calls on
the name of the Lord will be saved.” — Romans 10:13
- “If it is by grace, it
is no longer by works…” — Romans 11:6
At first
glance, these verses seem to pull in different directions. But place them
beneath the shadow of the cross, and the tension resolves beautifully. They
reveal the root, the response, and the evidence of true salvation.
And nothing
illustrates this truth more vividly than counterfeit money.
1. Grace:
The Only Real Currency — Minted in Blood
Every
nation recognises its own currency. Anything else—even if convincing—will be
rejected. Heaven is no different. Grace alone is the currency God
accepts.
But this
currency was not printed on paper; it was forged on the cross of Jesus
Christ. His obedience was perfect, His righteousness spotless, His
suffering sufficient, His resurrection victorious. Salvation cannot be earned,
improved, or patched with human effort—any attempt to add works makes the note
counterfeit. Grace + works ceases to be grace.
The cross
proves it: salvation is all of His work, and none of ours.
2. Faith: The Empty Hand That
Receives the True Note
Paul says, “Everyone
who calls on the name of the Lord will be saved.” Faith is the empty hand
extended to the One who has already paid the full price. It is not a ritual or
a magic phrase—it is a cry of a bankrupt soul:
“I have
nothing to offer. My righteousness is counterfeit. Only Christ can save me.”
Faith does
not earn salvation; it receives salvation. It is the act of trusting the
currency of grace that Christ produced at Calvary.
3.
Obedience: The Watermark That Shows the Note Is Real
Matthew
7:21 warns that many will speak and act like believers—saying, “Lord, Lord,”
performing religious duties, moving in Christian circles—but their faith is
counterfeit. When Christ holds their profession to the light, the watermark
of genuine transformation is missing.
Obedience
does not save.
Obedience reveals.
True faith, empowered by the Spirit, produces lives that align with God’s
will—not to earn salvation, but as proof that the cross has taken root in the
heart.
4. The
Cross That Changes Us: Repentance, Not Perfection
When the
crucified Christ becomes our Treasure, sin loses its charm, and His will begins
to become our delight. But this does not mean perfection suddenly blooms. The
cross creates repentant people, not flawless ones.
We still
stumble. We still wrestle with temptation. We still sin.
But the Spirit reshapes our desires: sins we once defended, we now grieve;
habits we once excused, we now confess; temptations we once chased, we now drag
to the foot of the cross.
Repentance
becomes our daily rhythm, not a one-time event. Grace empowers the
ongoing battle against sin. The counterfeit believer sins comfortably; the true
child of God sins with grief and turns back to Christ continually.
5. God
Disciplines His Children — Not the Counterfeit
One
unmistakable sign of true salvation is the Father’s discipline. Hebrews 12:6
says:
“The Lord
disciplines the one He loves…”
Discipline
is not punishment—the punishment for sin was paid in full on the cross. It is
proof of belonging. The true believer feels conviction, correction, and
restoration, whereas the counterfeit feels no Fatherly hand.
Grace
trains, refines, and restores. Sin no longer holds its charm, because the
Spirit will not let His children remain in darkness. The counterfeit may drift
without correction; the child of God will sense the Spirit’s tug, guiding them
back to the cross.
6. The
Three Verses United: Christ at the Centre
- Romans 11:6 — Grace is the
currency forged at the cross.
- Romans 10:13 — Faith receives that
currency by calling on Christ.
- Matthew 7:21 — Obedience is the
watermark proving that the cross has taken hold.
The root is
Christ’s work.
The hand that receives is faith.
The fruit is obedience.
The heartbeat is ongoing repentance.
And the glory belongs to Jesus alone.
Conclusion:
Nothing but Christ
At the end
of the age, when every soul stands before Him, the question will not be, “Did
you work enough?” or “Did you perform well enough?” It will be, “Did you
receive My Son?”
For those
who have—those who cling to His cross, treasure His presence, repent daily
under His mercy, bear the Spirit’s watermark—the verdict will echo through
eternity:
“You are
Mine.”
Not because
we were perfect,
Not because we paid,
Not because our hands were strong.
Because He
was, He paid, He is, and He continues to work in us.
The cross
produces no counterfeits.
It produces children.
And every
child bears the watermark of the Treasure: Christ Himself.
Grace to
all who call upon the name of Jesus.
Signing off
Tyrone
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